One integration. The consumer never leaves your flow.
Apply with UCAP replaces the form, the uploads, and the manual review with a single consent-approved data request. Here's exactly what happens.
Consumer builds their profile once
Before they ever reach you, the consumer has a FICA-compliant UCAP profile — identity, income, and address — verified through Home Affairs (VerifyID), Open Banking feeds, and trusted issuers. You inherit data that's already been checked.
You request via one API call
Drop the Apply with UCAP button on any page, or call the REST endpoint directly. Your request is scoped to exactly the fields your application needs — you receive only what you ask for, nothing additional.
POST /v1/consent-requests
{
"product": "prd_vehicle_finance",
"fields": ["identity", "income", "address"],
"ttl_days": 30
}Consumer approves. Data is released.
A real-time consent prompt appears on the consumer's device for every request. Once they approve, verified data and a full audit trail are securely shared with your backend — in under 60 seconds. They never leave your platform.
Verified at the source — today and tomorrow.
UCAP verifies identity through the VerifyID gateway to Home Affairs today. Direct DHA integration is on the roadmap as UCAP scales — so the data only gets more authoritative over time, never less.
Want it mapped to your application flow?
A 20-minute call. We'll show you the exact integration for your highest-drop-off product.
Book a demo